If Your Property is Sold at Foreclosure, Any Money in Excess of Your Debts is Legally Yours.
Whether it was a tax sale or a mortgage foreclosure, if your property sold for more than your debts, that money legally belongs to you. We work with your lender's attorney or the county to get it back.
Your Home Equity is Legally Yours.
For years, many local governments practiced what is known as "Home Equity Theft." Counties would keep the extra profit from a foreclosure sale. In 2023, the U.S. Supreme Court ended this practice forever.
The Court ruled unanimously that the government can collect what you owe, but they cannot keep a penny more. That leftover money — your "Surplus" — is legally yours under the 5th Amendment.
Check My EligibilityUnderstanding Your Right to Surplus Funds
The system isn't designed to find you; it's designed to keep your equity. If you have foreclosed on a property from a tax lien or mortgage foreclosure, you may be due money from the county or trustee. These are called surplus funds — often the hidden silver lining in a difficult chapter of life.
When a home is sold at auction, any profit above the debt belongs to the former owner. Yet millions of dollars sit in government accounts every year because people don't know the right questions to ask. Be proactive before your state's escheatment period expires and that money is lost forever.
What Clients Say About Us
"I had no idea I was owed anything after my foreclosure. The team walked me through every step and made the process simple. So grateful for their honesty and professionalism."
"I was skeptical at first, but they showed me proof of the surplus and connected me with an attorney who confirmed everything. I received money I didn't even know existed."
Frequently Asked Questions
Common questions we receive regarding surplus funds.
Do I need to pay upfront costs?+
We operate on a pure contingency basis. We collect a percentage of the equity we successfully recover for you. If we don't get your money back, you owe us nothing.
How long do I have to claim surplus funds?+
Each state has its own deadlines. Some counties hold funds for months, others for years. We track those deadlines so your claim is never forfeited.
Do I need an attorney to file a claim?+
It depends on whether the state follows a judicial or non-judicial process, the surplus amount, and whether probate is involved. When legal representation is required, we leverage our network to secure a licensed attorney at competitive rates.
Recover Your Equity
Contact us for a free consultation about how we can help you recover equity from your foreclosed property.
- 1500 N Grant St. #6145, Denver, CO 80302
- +1 (720) 295-5018
- help@surplusrecoveryassistancegroup.com